Ray Financial Services - Insurance Cover | Student Loans | Study Loan

About Insurance Cover

We believe, given the right tools and aid every child has the potential to be successful. Our Insurance Covers aim to be the very tool that will enable them to reach their goals in life.

No Processing Fees No Pre-Payment Charges No Pre-Closure Charges.

The loan will cover tuition fees, hostel charges (if any), cost of books, etc.


The quantum of Loan can be determined, subject to eligibility and cost, for case-to-case approval.

Apply for loan

Get financing for whatever you need now

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Student Loan

100% education finance now at your doorstep!! You can also pay your easy repayment from abroad also. Customized Insurance Cover solution as per your needs.

Foreign Insurance Cover

Apply now for best Insurance Cover with Ray Financial Services. 2000+ happy customers who are granted for Insurance Cover. Instant response from our advisor.

Employer Education

To get Insurance Cover, apply online and check your eligibility, for flexi EMI repay and you can also compare Ray Financial Services Insurance Cover with our compare table with others.

Certificate Courses

Ray Financial Services is one of the best loan company to provide variation in loan products. For more detail you can check our loan products. Get a student loan upto $10,000 GBP and get higher education..

Career Education

We can also manage insurance cover for your loan liability. Check eligibility, calculate your EMI and apply online with Ray Financial Services. Provide all kind of Education supports.

Subsidy Schemes

Ray Financial Services also provide subsidy scheme for some Insurance Covers. This facility is presently available only in selected courses.

Get financing for whatever you need now

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Features of Insurance Cover

All loans are not created equal, personal loan has become a great option for people to use.

Avail high value loans

Minimum - $1,000 GBP, Maximum upto $10,000 GBP for studies Abroad. The loan will cover tuition fees, hostel charges (if any), cost of books, etc.

Secure your loan

Third party guarantee and/or collateral security may be asked for in appropriate cases. Annual premium for the same may be included while computing the loan requirement and future income of the student needs to be assigned in favour of Ray Financial Services to meet instalment obligations.

Enjoy easy disbursal of the loan

Loan will be disbursed in full or in suitable instalments taking into account the requirement of funds and/or fee schedule as assessed by Ray Financial Services directly to the educational institution or vendor of books or equipment or instruments
*The quantum of Loan can be higher amounts, above these caps, subject to eligibility and cost, for case-to-case approval.

Avail Loans for a variety of courses

Our loan rates and charges are very attractive lorem ipsums sitamet uerse ipsumurabitulectus mattis vitae.

Insurance Cover - Eligibility

Loans are given to worthy students who have obtained admission to career-oriented courses like medicine, engineering, management, etc. either at a graduate or post-graduate level.

Proof of admission

Copy of admission letter or the Institute along with Fees schedule

Identity Proof

Passport, photo pan card, driving license, votes id card, photo ration card.

Proof of residence

Passport, telephone bill, electricity bill, life/medical insurance policy, rental agreement, apartment allotment letter, Bank account statement.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

Ray Financial Services will convey its decision within 24 hours from the date of receipt of the application provided the application is complete in all respects.

No margin for Insurance Covers upto $1,000 GBP. For loans above $1,000 GBP, 5% margin for studies overseas.

The parent(s) or guardian of the student would be treated as a co-applicant of the student loan. His or her role would be, necessarily, like the primary debtor.

$100 + taxes per cheque bounce and a penal interest @15% per annum i.e. @ 0.5% per month on the overdue installment/s.

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