Ray Financial Services | Short Term Loans - Apply for Short Term Loan Online

About Short Term Loan

A Short Term Loan is a great way to drive your dream car without making the complete payment upfront. You don't need to wait for some more months or years to buy your dream car as you can take a Short Term Loan to meet your fund requirement.

Your vehicle itself is used as collateral and will be hypothecated to Ray Financial Services for the loan period. Apart from this...

Yes, Ray Financial Services charges a non-refundable processing fee for every Auto Loan application which ranges from $3500 GBP to $5500 GBP. This fee will be deducted from the loan itself.


Upto 95% of the ex-showroom price on select models.

Apply for loan

Get financing for whatever you need now

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

New Short Term Loan

Ray Financial Services offers new Short Term Loan at fair interest rates and adjustable repayment terms. Fast sanction, personalised service and absolute transparency in new Short Term Loans.

Pre Owend Car

We have tie-ups across the widest range of authorised pre-owned car dealers. Attractive Short Term Loans for used cars. Pre-Owned car finance available at Ray Financial Services.

Loan Against Car

With no income documents required, getting a loan couldn’t get any easier. Borrow-Loan Company offers you Short Term Loan at basic interest rates and flexible EMI for repayment.

Other Loan

Ray Financial Services also grant different loans like One Month Loan, Personal loan and Educate loan at fair rate of interest and flexible EMI. For more detail you can check our loan products.

Get financing for whatever you need now

Enquire Now

Features of Short Term Loan

All loans are not created equal, personal loan has become a great option for people to use.

Get high-value loans

From $5,000 GBP upto 85% on-road funding for upto 7 years tenure.

Choose your tenure

From 1 year to 7 years.

Apply easily for a Loan against Cars

No verification or valuation of the car required, No income documents required.

Use the loan as you wish

No questions asked on usage of the loan.

Short Term Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.

ID proof

Passport, photo pan card, driving license, votes id card, photo ration card.

Income

Minimum Net Monthly Income: $500 GBP, you will be required to submit any recent Bank statement.

Address Proof

Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

You can start the process of applying for an Auto Loan in any of the following three ways:
Online by click here
In person at any Ray Financial Services Loan Center. To find the one closest to you, please click here

We offer you a flexible tenure ranging from 12 to 60 months. For more features of Ray Financial Services Auto Loans, please click here.

Once we receive a completed application form along with necessary documents like income proof, identity proof, invoice, and so on, the following steps take place:

  • Processing/approval of application
  • Documentation
  • Sanctioning of the loan
  • Disbursement of loan
  • Ray Financial Services will convey its decision within 24 hours from the time of receipt of the application provided the application is complete in all respects. The computation of 24 hours shall starts from the day on which all documents required for a proper appraisal of the application are provided by the Customer to Ray Financial Services.

No. A valuation of your car is not required.

Top