Ray Financial Services offers car, personal, insurance, short, Long Term Loans as well. The financial center was founded in United States. Ray Financial Services currently operates more than 3 locations throughout the world and employs more than 100 local representatives.
By focusing on a wide variety of financial services, convenient 24/7 operating hours, efficient service and professional staff, Ray Financial Services is committed to building long-lasting, strong relationships with every customer. Our mission is to provide financial products to our clients at an affordable interest of 3% per year fixed through out the entire loan repayment duration with no balloon payment.
WE OFFER THE FOLLOWING
I want you to also understand that the importance of securing your loan with the insurance policy cannot be overemphasized because it is the loan security as non-collateral security. The insurance bond security document will be sent to you as soon as the loan is insured. Important reasons why your loan must be secured by the insurance policy are stated below:
1) Payment Protection Insurance protects a borrower´s ability to maintain repayments and helps them avoid getting into debt should they be unable to keep up their repayments due to Accident, Sickness (Disability), or Involuntary Unemployment.
2) The insurance of your loan is our only priority guarantee of getting our loan back just in case of future eventualities, i.e if you are unable to pay back, the insurance will bear the loss.
(1) Collateral's Process: Require the applicants MUST be in Spain which requires an equity-based property as collateral his/her loan acquisition. The applicant will be requested to bring documents to our office for verification, inspecting the property before granting them a loan with trust that, the applicant will pay back at the end of the terms. We do not accept any other property type or kind due to the fact that some of our customers have missed used this opportunity. They some times claim to have properties and provide us copies of ownership when they are unable to pay back loan & we intended to claim these properties? only occur to us that the properties belong to their family. The family will then insist, they did not intend to the transaction at first. This is why Collateral's Process is not met for the applicants out-side Spain.
NON COLLATERAL: (INSURANCE POLICY/SECURITY)
(2) All Applicants abroad MUST choose Non-Collateral's Process, is in accordance with the Lending policy 174/Ur in the amended constitution of the ACT 2004 in the lending policy: which state that "the lending of money within and outside the country must be insured against the risk of theft, loss and terrorist activities "This is to say, An insurance certificate must be obtained before the transfer of Loans can be made.
REASONS FOR PAYMENT PROTECTION INSURANCE:
1) Payment Protection Insurance protects a borrower´s ability to maintain repayments and helps them avoid getting into debt should they be unable to keep up their repayments due to Accident, Sickness (Disability), or Involuntary Unemployment.
2) The insurance of your loan is our only priority guarantee of getting our loan back just in case of future eventualities, i.e if you are unable to pay back, the insurance will bear the loss.
3) Policies are available to protect most forms of personal credit, including personal loans and mortgage repayments.
4) The insurance of your loan gives you the right to free and fair justice if any problem arises in the feature due to repayment.
A reason to work with Ray Financial Services
All loans are not created equal, We have the right loan to suite your need.
We offer Long Term Loans with competitive interest rates and quick approvals.
No hidden charges, easy and quick secure online application.
Our partners work with us because they believe in the value of our platform.
“I loved the customer service you guys provided me. That was very nice and patient with questions I had. I would really like definitely come back here”
“I had a good experience with Ray Financial Services. I am thankful to Ray Financial Services for the help you guys gave me. My loan was easy and fast. thank you Ray Financial Services”